Retirement & pension calculators
Each calculator answers one question, using the same UK tax and pension rules as the full planner. For the whole picture — every pot, every year of retirement — use the planner.
Taking an incomeCompare ways of drawing an income from your pension and investments — total return, cash buckets, guardrails — against the same markets.Pension Inheritance TaxFrom April 2027 unused pensions count towards your estate. See what your family would lose, the income tax on top and the £2m taper trap.Salary sacrifice capFrom April 2029 only £2,000 a year of pension salary sacrifice stays free of National Insurance. See what it costs your pay and your pension.